Maximize Savings: How Fruga's Cashback Model Works

Ross McCarthy
By Ross McCarthy

How Fruga Makes Insurance Painless Through Open Banking Cashback

The Fruga Revolution

Tired of the annual insurance renewal sting? Fruga's innovative approach is changing the game by turning your everyday spending into insurance savings – all through the power of open banking.

How It Works in 3 Simple Steps:

1. Connect Your Account Securely
With just a few taps, connect your bank account to Fruga through secure open banking technology. Your data stays protected.

2. Spend Normally, Earn Automatically
Unlike traditional cashback that requires you to visit specific websites or activate offers, Fruga works in the background. Buy groceries, fill your car, pay bills – Fruga automatically identifies eligible transactions and adds cashback to your Fruga wallet.

3. Watch Your Insurance Costs Shrink
When renewal time comes, Fruga applies your accumulated cashback directly to your insurance premium. No complex redemption process, no forgetting to use points before they expire – just automatic savings where you need them most.

Real Customer Impact

The average Fruga user can save upwards of 30% on their insurance costs annually. For a typical household with multiple policies, that's hundreds of pounds kept in your pocket rather than handed to insurers.

Why Fruga is Different

What sets Fruga apart is simplicity. There's no need to change your shopping habits, remember to scan receipts or jump through hoops. The entire process happens automatically – connecting your everyday spending to real insurance savings without any extra effort.

Fruga turns the dreaded insurance renewal into a painless, even pleasant experience. It's not about finding the cheapest policy; it's about making your existing policies more affordable through the smart use of technology.

Ready to take the pain out of insurance? Join and start saving with Fruga.